We follow a careful, thorough and consistent process to help you meet your goals:
Discovery - Your Goals, Values and Preferences
Getting to know you as an individual is essential to creating your personal investment strategy. That's why we look at all aspects of your situation. This includes your current and desired lifestyle, plans for your family's future, work or business objectives, charitable goals, specific financial targets, risk tolerance and more.
Strategy - Linking Your Goals with Opportunities
After gaining a clear picture of your situation, your portfolio manager develops an investment strategy customized to your needs, explaining your options and the risk/reward implications.
In planning your strategy, he or she may consider a range of third-party and proprietary investment options, including money market, fixed income, equity, structured products, investment funds, and other options, depending on their suitability for you.
Your agreed strategy is then set out in your Investment Policy Statement—a detailed record of how we will implement your plan.
Implementation – The Strength of Multiple Expertise
No single investment approach or manager can outperform the market or preserve capital in all circumstances and market conditions. That's why we will diversify your portfolio through a range of strategies designed to meet your particular objectives.
Because we use top-tier investment managers drawn from our own team of managers or from a carefully vetted and monitored selection of external investment management companies, you will receive a range of specialist expertise, while greatly reducing the risks of depending on just one investment manager or style.
Review and Management – Ensuring Continuous Discipline and Attention
We visit investment managers regularly and track performance continously. If we have to, we will replace a manager and make the necessary changes in your portfolio.
After allocating your investments, your portfolio manager continually manages your portfolio, and monitors the markets and manager performance.
Your portfolio manager will also rebalance your portfolio as needed and ensure that it remains invested in financial instruments most suited to your current needs and objectives. In addition, he or she will follow a consistent approach to risk control and make all investment decisions in accordance with your Investment Policy Statement.
Communication – The Information You Need
We will review your strategy with you at least annually, whenever your circumstances change, or at any time you choose. You will also receive market updates, investment views, reports, and other information, in addition to ongoing meetings with your relationship manager.
Above all, we will provide a clear picture of the factors that affect your goals, helping you make well-informed financial decisions today and in the future.
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Discover how Discretionary Investment Management can free you from the daily tasks of managing a substantial portfolio.
