Living abroad? Planning to move abroad? We can help you make the most of your experience.
We have been serving the wealth management needs of high net worth expatriates for over 100 years. In fact, with clients in over 150 countries, expats comprise a significant percentage of our clientele.
Here are just a few examples of how we can help meet your needs:
- Ensure your assets are secure
- Simplify your day-to-day banking
- Optimize your tax planning
- Optimize your estate planning
- Manage and grow your investments
Ensure your assets are secure
When you are in a foreign country it is natural to have concerns about whether your money, investments and other assets will be safe—especially if you live in a region with political, economic or financial instability.
With more than 17 million clients in 150 countries, you can feel confident entrusting your assets to RBC. RBC was named the safest bank in Canada and third safest in North America (Global Finance magazine) and has senior debt ratings of Aaa (Moody's), AA- (S&P) and AA (Fitch)*.
For more information, see About Us.
Simplify your day-to-day banking
Having a convenient way to access your money is a priority when you are an expat. Things that are simple to deal with in your home country may not be so simple in a foreign country.
To meet your needs, we offer a comprehensive banking solution that helps you take care of everyday tasks such as depositing your pay cheques, withdrawing and transferring money, conducting transactions in the local currency and more.
See our International Private Banking section.
Optimize your tax planning
As an expat, you may be eligible for significant tax benefits.
However, you'll need the advice of a tax expert. Someone familiar with the tax laws of your home country and the country you're living in.
We have a dedicated international tax consultancy team providing tax advice, strategies and custom solutions to expats. What's more, we have invaluable relationships with independent tax professionals worldwide.
Optimize your estate planning
Because you live in a foreign country (and possibly own significant assets in that country), estate planning takes on an entirely new level of complexity. This is especially true if you have beneficiaries living in your home country or if you live in a country that imposes high estate or inheritance taxes.
We are a recognized leader in international trusts and estate planning and have in-depth expertise developing innovative, multi-jurisdictional solutions. We are also one of the world's largest trust services providers and have been administering trusts, companies and other fiduciary structures for nearly a century. In fact, in 2007 and 2008, RBC was voted the #1 provider of trust services in the UK by the eminent wealth management publication, Euromoney.
Working with you and your advisors, we can help you implement the ideal solution to meet your needs—whether it is an international trust, holding company or other fiduciary structure.
Visit our Trust and Fiduciary Services section.
Manage and grow your investments
To help meet your investment needs, we start by understanding your goals and how you feel about risk and reward.
We then work with you to help you build individually tailored financial solutions that are right for you. With our range of international investments, you'll not only have your money working hard for you, it will be working in a tax-efficient way.
Visit our Investment Solutions section to explore the many ways we can help you manage and grow your portfolio.
Talk to Us
Take advantage of our 100+ years of experience serving the wealth management needs of expatriates.
* Major credit rankings as at August 27, 2008
Financial services for expatriates are provided by various RBC Wealth Management entities located in a number of different jurisdictions. Readers should note that the regulatory regime applying, including any investor protection or depositor compensation arrangements may well be different from that of their home jurisdiction.
The above is intended as general information only and is not intended as taxation or investment advice. Readers should always obtain independent professional advice particular to their individual circumstances
Depending upon your citizenship and residency some products and services may not be available to you. In particular, Royal Bank of Canada Global Funds, Royal Bank of Canada International Currencies Fund Limited and Royal Bank of Canada ARC Fund Limited are not available to citizens or residents of the United States of America and residents of Canada. The price and value of investments can fall as well as rise and investors may not get back the amount originally invested.
Your attention is drawn to the risk warnings and other important information regarding each product that are listed under “Product Specific Legal” on each product page.
