Allow us to design a custom solution to meet your needs.
Our structured solutions are bespoke investment vehicles that can form an important part of your overall investment portfolio.
We customize each solution to meet your particular objectives, taking into account such factors as your goals, risk tolerance and time horizon. We can also incorporate non-standard features into these investments, including capital protection, exposure to less accessible markets and/or indices, options and swaps. (Some of these additional features may carry extra risks or charges.)
Below are just a few examples of the types of solutions we offer:
Equity Swaps
An equity swap can allow you to mitigate the consequences of withholding tax on dividend payments or achieve the economic effect of holding shares without, in fact, holding them. To participate, you must be able to swap on a minimum of US $5,000,000 (or equivalent) notional principal amount.
Monetizing Equity Collars
If you hold a minimum of US $5,000,000 (or equivalent) in a single stock and are concerned about the downside risk of your holdings, a monetizing equity collar could allow you to hedge a significant portion of your downside risk while enjoying some of the upside potential.
Stock Loans
A stock loan could offer you enhanced dividend returns if you hold large stock positions (minimum of US $10,000,000 or nominated currency) facing the potential consequences of withholding taxes.
Repurchase Agreements
A repurchase agreement (repo) is a secured lending transaction where one party agrees to sell securities to another party for consideration (normally cash), while at the same time, the party agrees to repurchase the same securities back at a certain price on a specific day in the future.
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Products and Services referenced in this page are provided by various RBC Financial Group companies based in different jurisdictions. Potential clients should note that the regulatory regime, including any compensation or investor protection arrangements, may well be different from their home jurisdiction. You should carefully read any regulatory disclosures contained in any literature forwarded to you by RBC Wealth Management's international offices. Depending on your citizenship and residency, these products may not be available to you or may only be available from certain RBC Financial Group companies. For example, some Guaranteed Structured Deposit Accounts are only provided by RBC Financial Group subsidiary companies which only do business in Guernsey and Jersey, and are not available to citizens and residents of the USA.
The value of investments may fall as well as rise and investors may not get back the amount originally invested. Potential investors should seek appropriate advice before making any investment decision.
The term 'structured products' refers to a group of financial instruments with varying terms, payout and risk profiles on a range of underlying assets. Structured products fall into broad categories, are non-standardised and bespoke, and usually invest in a variety of underlying assets such as shares, debt securities, commodities or mutual funds.
Frequently the investments are achieved by embedding derivative products on indices. They can also utilise gearing and leverage, which increases the risk of the investment. The percentage price movements will be greater than those of the underlying asset. Whilst many structured products have a level of capital protection, not all do so. Your capital may fall below the amount you put in. This loss may significantly increase if the product structure involves gearing or leverage. The rate of return may depend on specific conditions being met. If you take your money out early, you may get less than you put in. Where a structured product note has a level of capital protection, this is normally only effective at the maturity of the note.
